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How to File a Motor Vehicle Claim If your vehicle is damaged due to an accident, it is necessary to make an insurance claim. It is crucial to know the procedure. Insurance companies will send an adjuster to inspect your vehicle damage. motor vehicle accident lawsuit moreno valley is not necessary to be present when an adjuster inspects the damage to your vehicle. However, you should bring along your policy and any documentation that is relevant to it. Take Pictures Ever watch a crime show where the investigators go through every square inch of the scene, taking photos of every tiny detail, from footprints to chocolate wrappers that have been tossed away? Apply the same level of attention when looking over the scene of your accident. It is crucial to keep as much as you can of the incident as it happens, so you can show your case later. Photographs of the damage to both cars is essential however, you should also consider taking close-ups of the areas damaged. These photos can help insurance companies as well as expert witnesses to determine the size of various objects. In your photos, be sure to include references to points of reference, such as the locations of stop signs and traffic lights. These can be used to determine the actions of the driver who was at fault for the accident. Photograph the other drivers and their passengers as well as witnesses. It is possible to take a picture of their license plate. Photograph emergency responders, their vehicles and any person who is placed on a gurney, or into an ambulance. Do not submit the photos to the insurance company when directed by your attorney or if you are required to do so by the court. Otherwise, you could unwittingly give evidence in support of your own claim. If you alter the date on your photos the insurance company could be skeptical about your claim. Seek medical attention The first thing you should do after an accident is to seek medical attention. Not only is this important for your health but it also ensures that any injuries you have are documented. Many personal injury claims are based on seeking compensation for medical bills as well as other damages. This is why medical records are vital to the success of your claim. Even if you are not noticing any obvious symptoms, it is still advisable to take a visit to your primary physician or an emergency room. Your doctor will be able to provide you with a thorough medical assessment and will determine the extent of your injuries. Furthermore, they'll provide you with the necessary treatment. Following the treatment plan of your doctor will allow you recover faster and help strengthen your case. This includes taking your prescribed medications and any prescription medications that are available taking part in the physical therapy program, following orders regarding time off work, and attending any subsequent appointments. During this process, it is crucial not to say anything that could be misinterpreted by an insurance adjuster. The insurance company could try to discredit the damage you've suffered to deny or reduce your compensation. It is important that you only talk to insurance adjusters with your attorney present. Contact an attorney Legal representation is essential for those who have been injured. Lawyers can assist injured parties manage their stress, and can help them determine where to focus their energies. Attorneys can also consider evidence and facts to determine whether a case is worth fighting in court. Insurance companies are businesses first and foremost. Their aim is to get the maximum amount of money from their insureds, while giving out the least amount of money possible (in theory). If you are at the scene of an accident, it might be tempting to take a lowball offer early on because it's the simplest thing to do. This could lead to disastrous consequences in the future. When you submit a claim to your insurance company, an adjuster will come to your residence to assess the damage caused to your vehicle. They will also review receipts for medical bills as well as personal property damages. They may also speak with witnesses and look over police records. It is often helpful to obtain estimates for repairs from local contractors or auto shops prior to meeting with the adjuster, so they are aware of what to expect when it comes to repairs. An experienced motor vehicle accident lawyer can make sure that all necessary information is included promptly and that the correct documents are presented to an insurance company. The attorney can also offer advice and suggestions on how to handle an insurance adjuster, how to deal with the settlement, and what to do when an insurance company is not responsive or acting unethically.